{"id":13196,"date":"2024-07-18T10:47:19","date_gmt":"2024-07-18T10:47:19","guid":{"rendered":"https:\/\/www.mcasablancas.com\/sense-categoria\/asseguranca-de-responsabilitat-civil-per-a-autonoms-del-mon-cultural\/"},"modified":"2025-03-07T11:22:34","modified_gmt":"2025-03-07T11:22:34","slug":"asseguranca-de-responsabilitat-civil-per-a-autonoms-del-mon-cultural","status":"publish","type":"post","link":"https:\/\/www.mcasablancas.com\/ca\/general-ca\/asseguranca-de-responsabilitat-civil-per-a-autonoms-del-mon-cultural\/","title":{"rendered":"Asseguran\u00e7a de Responsabilitat Civil per a aut\u00f2noms del m\u00f3n cultural"},"content":{"rendered":"\t\t
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Si ets un professional aut\u00f2nom de l’\u00e0mbit cultural, has de tenir una asseguran\u00e7a de Responsabilitat Civil (coneguda com a \u201cRC\u201d). \u00c9s una asseguran\u00e7a de Responsabilitat Civil per a persones f\u00edsiques<\/strong>, no jur\u00eddiques.<\/p>

Totes les persones que desenvolupin activitats en llocs aliens, com ara teatres, centres culturals o sales de concert, entre d’altres, han d’estar cobertes davant danys que puguin ocasionar al lloc o a terceres persones en el transcurs de les seves activitats<\/strong>. Per descomptat que aquests danys sempre s\u00f3n involuntaris, ja que si fossin voluntaris es tractaria de dol, que \u00e9s un altre tema totalment diferent i no cobert per cap asseguran\u00e7a.<\/p>

\u00c9s com\u00fa pensar que com el lloc on actuar\u00e0s t\u00e9 la seva pr\u00f2pia asseguran\u00e7a no cal fer res m\u00e9s, per\u00f2 aix\u00f2 \u00e9s fals i molt perill\u00f3s, ja que si com a aut\u00f2nom fas un dany sense tenir asseguran\u00e7a, l’asseguran\u00e7a del lloc pagar\u00e0 el sinistre per\u00f2 la companyia t’ho reclamar\u00e0 a tu<\/strong>, que ets qui ha provocat el dany. Aix\u00f2 pot arribar a ser molt cost\u00f3s perqu\u00e8 l’afronti un aut\u00f2nom (incendi d’un teatre, ferides greus a un espectador, etc), per aix\u00f2, estar assegurat et permetr\u00e0 treballar molt m\u00e9s tranquil.<\/p>

La majoria de llocs o organitzadors d’esdeveniments us demanar\u00e0 la vostra p\u00f2lissa de RC abans de contractar-vos o abans d’actuar.<\/strong> Ens han arribat comandes d’emissi\u00f3 de l’asseguran\u00e7a de clients hores abans de l’espectacle perqu\u00e8 sense ell no se’ls permetia actuar. Per\u00f2 hi ha llocs on no ho demanen i per aix\u00f2 els professionals no estan informats que necessiten aquesta asseguran\u00e7a\u2026fins que passa alguna cosa.<\/p>

Qui haurien de contractar aquesta asseguran\u00e7a de RC?<\/strong><\/span><\/h3>

-Actors i actrius<\/p>

-M\u00fasics (professionals i professors)<\/p>

-Directors d’orquestra<\/p>

-Ballarins<\/p>

-Ballarines a\u00e8ries o de dansa vertical<\/p>

-Clowns i pallassos<\/p>

-Mags<\/p>

-Restauradors d’art<\/p>

-Restauradors de patrimoni<\/p>

-Gestors culturals<\/p>

-Guies tur\u00edstics<\/p>

-T\u00e8cnics d’il\u00b7luminaci\u00f3 i so<\/p>

-Dj\u2019s<\/p>

I qualsevol altre treballador aut\u00f2nom de l’\u00e0mbit cultural o de qualsevol altre \u00e0mbit<\/strong>: si la teva feina no es relaciona amb la cultura tamb\u00e9 et podem ajudar, contacta amb nosaltres<\/span><\/a><\/strong> i t’assessorarem.<\/p>

Quant costa una asseguran\u00e7a de RC per a aut\u00f2noms?<\/strong><\/span><\/h3>

El cost de la nostra asseguran\u00e7a de RC varia segons la suma que vulguis assegurar. Et posem un parell d’exemples perqu\u00e8 en tinguis una idea:<\/p>

-Suma assegurada: 300.000 Euros, asseguran\u00e7a de RC: 189,21 Euros\/Any<\/strong>.<\/p>

-Suma assegurada: 600.000 Euros, asseguran\u00e7a de RC: 246,78 Euros\/Any<\/strong>.<\/p>

Si tens dubtes o vols contractar l\u2019asseguran\u00e7a de RC, comunica’t amb nosaltres<\/a><\/strong><\/span> i estarem encantats d’informar-te sobre aquesta asseguran\u00e7a i qualsevol altra que necessitis per desenvolupar la teva vida laboral al m\u00f3n de la cultura amb confian\u00e7a i tranquil\u00b7litat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Si ets un professional aut\u00f2nom de l’\u00e0mbit cultural, has de tenir una asseguran\u00e7a de Responsabilitat Civil (coneguda com a \u201cRC\u201d). \u00c9s una asseguran\u00e7a de Responsabilitat Civil per a persones f\u00edsiques, no jur\u00eddiques. Totes les persones que desenvolupin activitats en llocs aliens, com ara teatres, centres culturals o sales de concert, entre d’altres, han d’estar cobertes […]<\/p>\n","protected":false},"author":3,"featured_media":14182,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[468,462,458,457,463,474,460,464,465,471,469,470,466,472,467,473,456,459,461],"class_list":["post-13196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general-ca","tag-asegurances-rc-restauradors-de-patrimoni","tag-asseguranca-autonoms-cultura","tag-asseguranca-de-responsabilitat-civil-exemple","tag-asseguranca-responsabilitat-civil-autonom-barat","tag-assegurances-autonoms-actors","tag-assegurances-autonoms-musics","tag-assegurances-per-a-autonoms","tag-assegurances-rc-actors","tag-assegurances-rc-ballarines","tag-assegurances-rc-directors-dorquestra","tag-assegurances-rc-gestors-culturals","tag-assegurances-rc-guies-turistics","tag-assegurances-rc-mags","tag-assegurances-rc-musics","tag-assegurances-rc-pallassos-i-clowns","tag-assegurances-rc-professors","tag-assegurances-responsabilitat-autonoms","tag-assegurances-responsabilitat-civil-persona-fisica","tag-contractar-asseguranca-rc"],"yoast_head":"\nAsseguran\u00e7a 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